Ramit has finally authored a hardcopy book to help folks optimize their finances, and it launched a few hours ago! There are several really awesome, useful preview chapters available, and Ramit’s even giving out prizes to a few lucky readers if you purchase your copy today. In his own words:

This book works. For about $10, you’ll get the step-by-step guide I wrote to walk you through optimizing your accounts, negotiating with banks and credit cards (use my call scripts), spending consciously (use my charts to see guidelines of how much people typically spend, and how to beat “typical” people), and how to invest. I’ll show you how most people think personal finance is all about willpower, like “If I just try harder, I’ll be able to save more…” That sounds suspiciously like a diet, which always fails. The book shows you how to automatically redirect your money to investing, saving, and guilt-free spending — even if it’s $200 jeans or $5 coffee every day.

Check out the cool gifts he’s giving out: if you buy a copy of the book and forward your receipt to iboughtthebook@iwillteachyoutoberich.com, you’ll be entered to win one of the following:

1. One Kindle per hour today: I’m giving away ONE BRAND-NEW KINDLE EVERY HOUR today (from 8am-4pm Pacific) to anyone who buys the book and forwards the receipt to iboughtthebook@iwillteachyoutoberich.com
2. $1,000 for 5 savings accounts—each. Mint (which I use and recommend in the book) is giving away $1,000 checks to kick-start savings accounts for FIVE book buyers (that’s $5k in total)
3. Software from Pearbudget: Three $30 accounts to help you manage your money
4. Entrepreneurs—free advice. Chris Yeh (Stanford/Harvard Business School grad) and I will get on a conference call with 3 aspiring entrepreneurs for 20 minutes each and answer any questions you can throw at us
5. I’m live on video throughout the day. I’ll be doing a live webcast for most of the day at iwillteachyoutoberich.com, so drop by and say hi

Ramit is an insightful writer who’s got hundreds of useful, actionable tips to help you save money, spend more wisely, and invest where it counts. His blog is great and he’s been a huge success, so I highly recommend picking up a copy of his brand new book I Will Teach You to Be Rich! Learn from the best! I highly recommend this guy’s work.

Read the original article on Thrilling Heroics here: ‘I Will Teach You To Be Rich’ Blogger Ramit Sethi’s New Book Release

Personally, I’m a big fan of productivity lists, how-to’s, and life hacks, so my custom search engine includes a lot of big name sites like Lifehacker, Zen Habits, Tim Ferriss’ 4HWW blog, and many more. Anytime I’m curious how to do something, like how to install a certain software application, how to improve my resume, or how to get the most out of a particular social networking site for instance, my custom-build search engine returns incredible results! And if you like to hyperlink to other resources and articles as additional support when you write new blog posts, this will serve as a fantastic tool for you just like it has for me.

I highly recommend Google’s Custom Search, and since I’ve already done the work and compiled a master list of over 50 of the web’s most credible and authoritative blogs, I’d also like to introduce my own Thrilling Blog Search engine as an open community tool for the Brazen Careerist network and the blogosphere at large. Try it out. Seriously! It provides some really cool results for all sorts of subjects from personal development to social media to finance. Link to the search engine page here and try a search for “resume,” “savings account,” or “LinkedIn” for example:

If you’d like to utilize this tool for your own blogging workflow, feel free to bookmark my directory/links page, or you can easily add it to your iGoogle homepage or your own website. Be aware that this search engine already crawls several of the most trusted blogs on the internet, but I will be adding to the sites in the future. If you’d like to contribute to the project or suggest a site for addition, you can get in touch with me but be aware there will be a strict review process. In other words, if you email me with a suggestion, you better be ready to pitch your site and why the community will benefit from it!

Here are the top-notch blogs/bloggers that are already a part of this fun customized blog community search tool:

Personal Growth/Productivity

• Lifehacker
• Zen Habits
• Steve Pavlina
• LifeDev
• Life Optimizer
• The Positivity Blog
• Scott H Young
• Duff McDuffee
• Today Is That Day

Career/Personal Branding

• Personal Branding Blog
• Brazen Careerist by Penelope Trunk
• Life Beyond Code
• Water Cooler Wisdom
• Personal PR
• Newly Corporate
• The Urban Muse
• PR Interactive
• Erik Folgate

Lifestyle Design/Travel

• The 4-Hour Workweek
• Anywired
• The Art of Nonconformity
• Real Social Dynamics
• Ronnie Nurss
• Brave New Traveler

Generation-Y Issues

• Employee Evolution
• Twenty Set
• WorkLoveLife

Personal Finance

• I Will Teach You To Be Rich
• Get Rich Slowly

Freelancing/Entrepreneurship

• FreelanceSwitch
• Escape from Cubicle Nation
• Erica Douglass
• How to Change the World by Guy Kawasaki
• The Anti 9-to-5 Guide
• Instigator Blog
• College-Startup
• Jamie Harrop

Social Media/Technology

• Chris Brogan
• Dosh Dosh
• Copyblogger
• Tobias Baeck
• Paul Stamatiou
• Greg Rollett
• Moving From Me to We
• Paul Woods

Blogging/WordPress

• ProBlogger
• Pearsonified
• Theme Playground
• Blog Perfume
• Lorelle on WordPress
• Thrilling Design

Remember, this is a community project, so please feel free to get involved!

» Add a search widget to your Google homepage.

» Add the custom Thrilling Blog Search to your own site.

» Get in touch if you’ve got a suggested site that will benefit other bloggers and readers.

» Blog about this or tell your friends about the Thrilling Blog Search engine!

These are just the first round of additions to the Thrilling Blog Search community search tool. As I come across more great sites, I’ll be updating the list and the search engine tool. You can view several of my favorite blogs and suggested resources, as well as my custom Thrilling Blog Search tool on my Links Page here.

Read the original article on Thrilling Heroics here: Announcing an Awesome New Community Search Tool for the Blogosphere!

Michelle Goodman, the blogger behind Anti9to5Guide.com, asked in her Career Management column at ABCnews.com, “Ever Dreamed of Working at Home in Your Pajamas? Make it Reality.” And she answered with Five Low-Cost Ways to Be Your Own Boss, an article that looks at five great occupations for new freelancers: professional organizer, copywriter, blog designer, bookkeeper, and virtual assistant.

It’s an easy read if you’re thinking about going into a freelance profession, and the cool part is that Michelle interviewed me for tips from my experience as a blog designer and consultant. This was my first time breaking into traditional media, and it was a cool opportunity for a little publicity of my freelance business, ThrillingDesign.com.

So how did I do it? I’d like to say that I was fortunate enough to score this brief interview for ABC because I was willing to invest into building a relationship. Michelle is someone I established an acquaintance with nearly a year ago when I interviewed her for Ramit Sethi’s I Will Teach You To Be Rich blog. I took a genuine interest in her work and her book The Anti 9-to-5 Guide: Practical Career Advice for Women Who Think Outside the Cube because obviously, freelancing is something I’m passionate about. We’ve stayed in touch since, and she must have kept track of me as I started up my own freelance business in the last several months. So when she was looking for a freelancer who helps business owners and writers customize their own blogs, she came to me knowing it was right up my alley.

The lesson here is simple: if you have a genuine interest in what others do—be they columnists, authors, CEOs, or whatever—don’t be afraid to reach out and ask them a few questions about it. I’ve met the second richest man in the world, and interviewed a billion-dollar hedge fund manager, and I think that almost anybody, no matter how rich, powerful, successful, or famous, likes to feel like others have a genuine interest in what they do. And often times, if you show that toward others, they will reciprocate at some point.

I feel very honored to be a part of Michelle Goodman’s piece on ABCnews.com. She’s a fantastic writer and the article takes an interesting look at the lives of a few different freelancers. She recommends you look at the Small Business Association (SBA) and SCORE if you’re interested in going self-employed, among a few other resources. I’m also looking forward to her upcoming book in October, “My So-Called Freelance Life: How to Survive and Thrive as a Creative Professional for Hire.”

She had a number of great questions for me when we spoke, but naturally there was only space for a small portion of what we discussed in the finished news article, so I’ll try to share some more thoughts on freelancing and blog design in my next post here at Thrilling Heroics.

[see: Five Low-Cost Ways to Be Your Own Boss on ABCnews.com]

Read the original article on Thrilling Heroics here: How to Make Friends with Career Columnists and Influence Mainstream News Organizations

Julie, in your book I Don’t Know What I Want, But I Know It’s Not This, you strive to help readers make satisfying career choices. In your experience, what are the core differences between men and women when it comes to making career decisions?

Women tend to talk to a larger number of people and be more open about discussing what their issues and problems are regarding their careers. They also seek out more opinions while men are more reticent to ask for advice from people. Men typically internalize much more until they are at the end of their rope about how to move forward. They simply aren’t as comfortable with asking for help. At the same time, people are people and my experience in my coaching practice shows that most people never think deeply or strategically about their careers or realize the importance of doing so until they are faced with a reason to do so. Even then, they are reactive and sporadic in their efforts rather then planful or anticipatory. People will plan weddings and vacations or financing their kid’s college education but rarely their careers. The elements are the same…What do you want? What do you need? What are your resources? What’s your ultimate desired outcome?

What are a few of your favorite resources for helping women succeed in business and discover the career that’s best suited for them?

I usually don’t recommend specific resources primarily because everyone finds one unique resource that just resonates for them. For example, my friend Gilda hated her job in corporate America and just decided to move to Europe for a year to learn French, Spanish and Italian in language immersion school. Her inspiration was the book Eat, Pray, Love: One Woman’s Search for Everything Across Italy, India and Indonesia by Elizabeth Gilbert.

Keep watching reality TV, visit your local bookstore regularly, ask people who changed careers recently what their inspiration was, check out websites, etc. You never know what will hit you at the right time!

Continue reading at IWillTeachYouToBeRich.com: Heroines of Personal Finance and Entreprenuership #4: Julie Jansen. Make sure to visit Julie at JulieJansen.net and get a copy of her most recent book, You Want Me to Work With Who? to learn more.

Read the original article on Thrilling Heroics here: An Interview with Julie Jansen, Career Coach and Motivational Speaker

Already in this series we’ve heard from Pam Slim, who specializes in helping people transition out of corporate life and into self-employment, but you actually encourage young people to stay and excel within the corporate world. Why?

I’m fond of saying that not everyone is cut out for the life of working for oneself. Not only is being an entrepreneur costly, nerve-wracking, and incredibly hard work, but because of the way our economy is structured, it’s simply impossible for everyone to be one. It reminds me of a psychology study my husband told me about recently, which showed that 75 percent of people believed they were above-average looking.

I bet the same thing is true of would-be entrepreneurs. A lot of people believe they have what it takes to run a successful business, but in reality, few probably do. When considering employment, young people should look at an array of options, including those that involve working in the business world.

At the end of the day, most people will end up employed in a more conventional work environment, so it may be wiser to develop the skills and the attitude that allow you to succeed and achieve your professional goals within the context of that setting. Maybe someday you will have the opportunity to “go entrepreneur,” but your happiness and success shouldn’t be contingent on it.

So tell us about your book They Don’t Teach Corporate in College. What makes you an expert on the challenges facing young employees in the workplace?

Well, you see, I graduated from college as a straight-A student hell-bent on skipping up New York City’s corporate ladder. But after six months on the job, I was so stressed out that I was ready to join the large numbers leaving the business world for graduate or law school. Eventually, though, by sticking around and paying attention to the few people around me who weren’t dropping from stress-induced coronaries, I developed many of the skills crucial to staying sane and building a career.

I wrote They Don’t Teach Corporate in College because I thought that if I shared my experiences with other twenty-somethings, maybe I would save them some of the pain I went through. The premise of the book is that the business world is not a natural fit for graduates who leave school expecting results from a logical combination of education and effort. Suddenly, the tenets of success they were taught since kindergarten don’t apply, because getting ahead in the business world has little to do with intelligence or exceeding a set of defined expectations.

If twenty-somethings want to survive in the corporate world, they have to treat their first jobs like first grade and learn the practical lessons that will help them climb the ladder painlessly. They Don’t Teach Corporate in College focuses on tangible tactics that twenty-somethings can put to work immediately to be successful and satisfied working in the business world.

You say that twenty-somethings experience lower morale and higher turnover in the workplace. What can young professionals do to avoid such challenges? And what can organizations do to improve their employees’ experience and productivity at work?

There’s no doubt that the business world can be frustrating at times, so I recommend that twenty-somethings combat poor morale by understanding their hot buttons (i.e. what pisses them off or stresses them out) and plan in advance how to react without getting angry or upset when those buttons are pushed.

They should also try to banish irrational expectations regarding what their organization or boss SHOULD do (i.e. my boss should give me a raise, the company should have a policy against this). Life does not always play out in a logical or fair way and twenty-somethings do themselves a grave disservice when they hold on to a fantasy of what work or people should be like. Finally, young professionals can motivate themselves by focusing on the big picture and acknowledging little but significant career successes along the way.

I tell managers of twenty-somethings that they should aim to understand each individual’s unique capabilities and go out of their way to develop mutually-beneficial relationships. The manager should position himself or herself as someone who is available to help twenty-something employees grow and improve, taking them to lunch to learn more about their career aspirations and the type of work that get them excited.

Twenty-somethings don’t want to be micromanaged, but they do like to receive timely and consistent feedback, and to have assignments customized in a way that helps them meet their individual performance goals. Managers shouldn’t be fooled by twenty-somethings’ assertiveness and independence – there’s a lot these young professionals don’t know and they’re looking to the more experienced managers to help them learn it!

Continue reading at IWillTeachYouToBeRich.com: Heroines of Personal Finance and Entreprenuership #3: Alexandra Levit. Also pick up her book They Don’t Teach Corporate in College and check out her blog Water Cooler Wisdom.

Read the original article on Thrilling Heroics here: An Interview with Alexandra Levit, Author of They Don’t Teach Corporate In College

You were nominated for a Pulitzer Prize for the series “Generation Debt: The New Economics of Being Young” in 2004. What were your main findings?

Student loans and student credit cards have multiplied very fast and under the radar so that large amounts of debt are now a rite of passage for a majority of young people. Two thirds of college graduates borrow loans to get through college, up from less than half as recently as 1993, and they graduate with an average of $20,000 in loans and almost $3000 in credit card debt. Combine that with a changing job market that offers fewer benefits, and a higher cost of living, especially housing, in many metropolises and you have a lot of middle-class, educated young people falling behind, to say nothing of the fate of McJob Nation; the two out of three kids with no college degree have seriously fallen behind in income and stability.

Since graduating in 2002 you’ve freelanced as a writer and editor for several publications. What are some recommendations you can make for aspiring professional writers?

Think hard about it. I don’t know many “professional writers” as opposed to people who happen to be lucky enough to occasionally get paid to write. Boyce Rensberger, head of the Knight Science Journalism Fellowships at MIT, told the New York Times on June 10: ”I feel a little queasy encouraging young people into journalism. It’s such a precarious industry right now.”

I think if you want to write for a living you need to be pretty hardcore about your craft and your subject area or field. You can build up knowledge of your field by working a related job (in politics, the law, nonprofits, fashion, etc.) and you can build up your craft by writing, writing, writing, and being in a writers’ group, and taking classes or workshops, and working in media-related fields. I freelanced as a writer’s assistant, fact-checker, and copy editor before I started writing full time. If I were starting out now I would definitely blog too.

Continue reading at IWillTeachYouToBeRich.com: Heroines of Personal Finance and Entrepreneurship #2: Anya Kamenetz. Also be sure to read Anya’s new Yahoo! Finance expert column and grab her book Generation Debt if you’re interested!

Read the original article on Thrilling Heroics here: An Interview with Anya Kamenetz, Author of Generation Debt

What challenges did you have to overcome in the process of setting up Ganas? Did you face any hardships you think most men in the consulting business might not face?

I actually had it pretty easy when I started my business since I got a nice, juicy client right off the bat (Hewlett Packard) and a six-month project that guaranteed I could pay my bills without worrying about hustling for new work. Since I was selling my brain and not a physical product, there were no big start-up costs or financing hurdles, which is sometimes where you hear stories of slightly increased challenges for women to get VC funding or bank loans.

My challenge in the early years had to do with pricing my services appropriately, since I tended to undervalue my services and felt uncomfortable asking for “too much.” I know that this is something that affects many new entrepreneurs, but in my 11+ years of self-employment experience, I would say that it affects women at a much higher ratio then men. It could be that there is a big conspiracy by the misogynistic male white corporate machine that starts to disempower us in kindergarten and stop us from all kinds of things like getting into math, finance and engineering careers. I discount nothing, as I was raised with a healthy dose of skepticism and a fondness for theories of oppression.

Another likely theory is that females are raised in many societies to be in a “helper” and “nurturer” role, and to downplay material gain. Fathers historically talk to sons more about business and finance than they do their daughters. Women are taught to compromise and broker peace, not to engage in hardball negotiations. Whatever the cause of my beliefs, I had to get over some ineffective mental blocks in order to charge what I was worth. I am always curious what other women (and men!) think about this topic, so please comment here.

You say you went through a phase of self-employment evangelism. What are some of the more effective methods you found to encourage others to go solo?

My best experience with encouragement is through my blog. I call it the Magical Mystery Tour, because ever since I began to write it, I have experienced a strange and wondrous connection with thousands of people I never would have had the chance to talk to. I never know which topic or post is going to make an impact…sometimes what I consider the most off-topic or “out there” subjects get the most heartfelt responses. Perhaps my favorite compliment ever came from a reader who told me that I represented “virtual hope.” How cool is that? I would like to stress that my goal is not to have everyone in the world quit their corporate job to start a business. Some are not ready, equipped or naturally suited to self-employment. What I do want to do is demystify the process so that more people feel comfortable exploring the option to see if it is right for them.

Continue reading at IWillTeachYouToBeRich.com: Heroines of Personal Finance and Entrepreneurship #1: Pamela Slim.

Read the original article on Thrilling Heroics here: An Interview with Pamela Slim of Escape From Cubicle Nation

The panel will include:

• Michelle Goodman: Author of The Anti 9 to 5 Guide: Practical Career Advice for Women Who Think Outside the Cube
• Pamela Slim: Owner of Ganas Consulting and Author of the Escape from Cubicle Nation blog & podcast
• Alexandra Levit: Founder of Inspiration@Work career consultancy and Author of They Don’t Teach Corporate in College: A Twenty-Something’s Guide to the Business World
• Anya Kamenetz: Author of Generation Debt: How Our Future Was Sold Out for Student Loans, Bad Jobs, NoBenefits, and Tax Cuts for Rich Geezers–And How to Fight Back
• Julie Jansen: Speaker, Coach and Author of I Don’t Know What I Want, But I Know It’s Not This and You Want Me To Work With Who?
• Barbara Stanny: Speaker, Coach, and Author of Overcoming Underearning and Secrets of Six-Figure Women

Anyone else you guys would like to see interviewed? Let me know your suggestions.

I’m REALLY excited to get to work with Ramit and to learn from so many accomplished professional women. I’ll be busy for the next few weeks with these interviews, but it should be well worth it. Stay tuned for more…

Read the original article on Thrilling Heroics here: Interview Series with A Few Prestigious Female Authors